Interest, jisay riba, bunga, ya faaida bhi kaha jata hai, mukhtalif samajh, mazhab aur maeeshat kay nazariyati parwazon ki roshni mein aik aham muddat bana rehta hai. Aik aham aqliyat, jo is par chalti hai, yeh hai ke kisi bhi tarah ka mustaqil interest aakhir kar maal aur maeeshat ko nuqsaan pohnchata hai. Isi tarah, har roz 3.3% interest ki shakal mein laagu hone wala interest bhi yehi asas hai. Is mazmoon mein, hum iss interest ki tafseelat aur us kay maamlakat par ghor karain gay.
Har roz 3.3% interest ka matlab hai ke har roz aapka paisa 3.3% miqdar mein barhta hai. Isay shumara kar ke, aapki wusooli raqam mein izafah hota hai, jisay aap baad mein nikal saktay hain. Lekin yeh interest aksar aam taur par maeeshat kay tareeqay ko tehqiqi tor par nuqsaan pohnchata hai.
Yeh interest asal maeeshat mein aksar izafay ki raftar say ziada hota hai, jis se inflation aur taraqqi mein izafay mein farq aa jata hai. Is ka matlab hai ke aapka paisa kamzor ho jata hai, aur aap us say kam khareed saktay hain. Is tarah, yeh interest maeeshat ki ghizaiyat aur samajiya masawat par asar andaz hota hai.
Aam taur par, aisi interest ki pratha mukhtalif mazhabon aur samaji jamaaton mein mamnoo hai. Islami sharia, kuchh doosre mazhabat aur bhi mukhtalif tahzibat isay haram qarar deti hain. Isi tarah, aksariyat maeeshatik ilmee aur maashi nazariyat bhi interest ki tareef nahi karti hain.
Mukhtalif mulk aur hukoomaton mein, interest ki qawaneen aur muamelat par mukhtalif qawaneen aur regulayshans mojood hain. Kai mulk interest ko qanooni tor par pabandi qarar detay hain, jabke doosray isay mehdood shara'iti marufat mein jaari rakhtay hain.
Aakhir mein, har roz 3.3% interest ek maeeshatik masla hai jo samaji aur mazhabi tor par ahem hai. Is pratha kay khilaf aur is ke maamlakat kay hawalay se mukhtalif nazariyat hain. Aapki apni maaloomat aur soch say behtar faisla karna zaroori hai ke aap is pratha ko kis tarah samajhtay hain aur us par amal karte hain.